Apply for a loan | Neema Connect Finance

How much do you need?

Choose an amount and how many months you'd like to repay it over.

We'll SMS you a code. This is the number we'll use for your offer, your agreement and "My loan", so use one you keep with you.

As it appears on your ID or passport.

I'm applying with my

South African ID Passport

South African ID number

Title

First names

Surname

Marital status

Email address

Other contact number optional

Your home address, where your agreement and any notices will be sent.

We'll collect your repayments on your payday, so the money is there when we debit it.

We pay the loan into this account and collect repayments from it by DebiCheck, which you approve with your bank.

The law requires us to check you can afford the loan. Use your latest payslip; round to the nearest rand. Leave anything that doesn't apply at 0.

Income each month, before deductions Gross pay (basic salary) Overtime, bonus or commission (a typical month) Other income

Deductions on your payslip Income tax (PAYE) UIF Pension or provident fund Union fees Garnishee or administration order Other deductions

Living costs each month

What you already owe each month Loan, credit card and store account repayments Maintenance you pay Anything else you must pay (e.g. family support)

People who depend on you

Are you under debt review?

No Yes

Total incomeR0.00

DeductionsR0.00

Living costsR0.00

Debts and obligationsR0.00

These are your own figures. We check them against your payslips, bank statements and credit report before deciding.

Your estimate, with your repayments on your paydays.

Your application is in. Upload these so we can assess it. PDF, JPG or PNG, up to 10 MB each. A clear phone photo is fine.

Documents marked "Optional" help us decide faster, but you can apply without them.

Your reference number:

We assess your application and check your documents, usually within a few hours on business days.
If we can offer you a loan, we'll SMS you. You'll see the full quotation under My loan and can sign it there with a code we send you.
Once you've signed and approved the DebiCheck request from your bank, we pay the money into your account.